Money and Credit

You’ll explore how money works in the economy and why credit can be both helpful and risky. This worksheet helps you understand the role of modern currency, banks, and self-help groups in managing money. Learn how formal and informal sources of credit differ and what influences interest rates and repayment terms. Discover how credit affects farmers, small traders, and urban workers in different ways. Sharpen your financial awareness, boost your decision-making, and connect classroom knowledge to real-world money matters. Perfect for scenario-based questions, data comparison, and case study analysis. Get ready to think smart with your spending—because understanding money and credit gives you the power to make informed financial choices and avoid debt traps!